What are annual limits?
An annual limit is the maximum amount of benefits payable towards services, items or groups of services/and or items within a calendar year. Annual limits are calculated for a calendar year i.e. 1 January to 31 December each year. If you change your cover (or insurer), limits that have been used under your previous level of cover will be carried over and considered when determining the first-year limit on your see-u policy.
What is a combined limit?
A combined annual limit is the maximum amount of benefits you can claim, distributed across a group of services.
What is a sub-limit?
A sub-limit is the maximum amount within an Annual or Combined Limit you can claim towards specific services.
What is a per person limit?
Each person on your cover can claim up to the ‘per person’ limit, except where a family limit applies and has already been reached by the other members on the policy.
What is a per family limit?
This is the total amount that can be claimed by all members on your policy. This applies to any Single Parent, Couple or Family policy.
What is a lifetime limit?
A lifetime limit is the total benefit you can claim for this service in a lifetime. If you change your cover (or insurer), lifetime limits that have been used under your previous level of cover will be carried over and considered when determining the lifetime limit on your see-u policy.
What is a loyalty limit?
As a way of rewarding our members for staying with see-u, some of our products include loyalty limits. The annual limit will increase over the first three years by a set amount. The loyalty limits are calculated using the anniversary of you joining the policy.