Based on the information provided above, there is eligibility for an age-based discount. This discount may be retained until the age of 41 - conditions apply. On your previous health cover if you were eligible for an age-based discount or a retained age based discount , this will be confirmed upon processing your Transfer Certificate and this discount entitlement will be applied to the policy.

Based on your partners Age, they are eligible for an Aged Based Discount. This rate will be retained until they turn 41 if they remain on the same policy. If they previously held an Aged Based Discount, this may be considered upon transferring. This will be confirmed in processing your application/transfer.

* Based on the responses to these quote questions full Lifetime Health Cover loading has been applied to the policy premium. This quote may be amended when/if more information is provided to the Fund about your previous private health insurance cover history. In some circumstances, actual premiums may be lower than those quoted.

If any dependant has a de facto partner they cannot be covered by a family policy and will need to take out their own cover.

Please note documentation will need to be provided to confirm full-time enrolment of any dependants aged 23-25.